Your wireless carrier may charge a fee for data usage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Unapproved checks will not be funded to your account.
Fees apply for approved Money in Minutes transactions funded to your account. All checks are subject to approval for funding in Ingo Money's sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Ingo Money is a service provided by First Century Bank, N.A.
* * Activated, chip-enabled debit card required to use Ingo Money check cashing service. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.39% is determined by the FDIC as of 4/18/23. APY may change before or after you open an account. * * Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of April 2023. High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.
Opt in or apply after eligible direct depositĮarn over 10x the national savings rate average Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Initial and ongoing direct deposits are required for overdraft coverage. Account must be in good standing and chip-enabled debit card activated to opt in. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Annual Percentage Rate is 22.99% and is accurate as of. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.With no annual fee * * GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill.
If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising.
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This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful.
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